- Qualifying amount is 95% of a member’s unobligated/unattached deposits up to a maximum of KES. 20,000,000, subject to a third rule and contract period.
- Interest rate is 11% p.a on the reducing balance basis
- Repayment period of 84 months
- The loan security is the member’s own deposits (no guarantors required)
- Available to all members borrowing within their deposits not attached to any loan
- Asset loan is excluded when considering the available deposits