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  • INSTANT LOAN

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  • KIN MEMBERSHIP

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  • QUICK CASH LOAN

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  • LOYALTY LOAN

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  • JUNIOR SAVING'S ACCOUNT

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Latest News

EMERGENCY LOAN PROMOTION.     Link To Latest News              Sale of Share Capital         QUICK CASH LOAN        

Loan Information

In addition to our wide range of financial products and services, UNSACCO provides loans services to its customers. The information.

  1. Minimum qualifying membership of 6 months with regular monthly contributions to the SACCO.
  2. Member should be registered for mobile banking services.
  3. Appraisal to be done by mobile credit scoring.
  4. Maximum advance amount is Kshs 100,000 subject to individual scoring.
  5. Maximum repayment period is 3 months (90 days).
  6. The borrower is free to pay an amount that they are comfortable with within the period but must clear the outstanding loan balance by end of the third month (90 days).
  7. Interest charge of 5% flat rate.
  8. At the end of each month (30 days), the balance rolls over and the normal fee of 5% is charged on the balance rolled over.
  9. The loan is considered defaulted if on or after the 90th day the loan has not been paid in full.
  10. Ten (10) days added period before recovery action. Every day of the 10 days will attract a penalty of Kshs 500/= per day
  11. Where payment is not made after the extra 10 days, the outstanding balance will be recovered from the deposits immediately and the member barred from further borrowing until the deducted deposits is repaid/reinstated.
  12. Funds will be disbursed to the member’s FOSA account
  13. Payments are done by direct deposit or mobile transfers.

Loan Information

In addition to our wide range of financial products and services, UNSACCO provides loans services to its customers. The information.

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