The Normal Loan is designed to address the development needs such as Building homes, Large scale farming, Motor vehicle purchase among others.
- The maximum amount one can borrow is 3 * Deposits up to Ksh. 20 Million.
- The repayment period shall be a maximum of 60 months.
- The loan shall attract interest rate of 12% per annum on a reducing balance basis.
- The Security shall be the member's and guarantors' deposits.
- One can have a maximum of 2 Normal Loans or 1 Normal Loan and 1 Premium Loan.