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   ·  ·         Qualifying amount is 7 times the member’s deposits up to a maximum of Kshs. 25 Million subject to the location of the property and the one-third rule.

(City – 90%, County – 70%)

NB: Agricultural property not considered.

·         Interest rate of 14% per annum on the reducing balance irrespective of the contract period.

·         Use of reserve value/forced sale value in determining the loan to value.

·         Repayment period of 15 years or 180 months subject to retirement age.

·         The Loan Security is the Asset’s title deed.

Eligibility for this product: Current employment contract, which should not be less than 6 months to expiry.

Guidelines for applying for a secured Asset Loan 

Reviewed Secured Asset Loan features

Loan Information

In addition to our wide range of financial products and services, UNSACCO provides loans services to its customers. The information.

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